consensus magazine

Trust vs code (Robert Daly/Getty Images)
Code vs. Values: The Crypto Twist on ‘Trust’
The annual "Edelman Trust Barometer" shows society has worsening trust issues. Crypto promises a different type of trust alternative and nudges us toward a new understanding of the word.
Trust vs code (Robert Daly/Getty Images)

(SwapnIl Dwivedi, Unsplash)
Why Real Regulatory Change In Crypto Has Not Happened
Legislators need to educate themselves on Web3 if they care about protecting consumers, Steven Eisenhauer, chief risk and compliance officer at Ramp, writes.
(SwapnIl Dwivedi, Unsplash)

(Javier Miranda/Unsplash)
What Crypto Legislation Could Look Like for the US, UK and Europe
Several regulatory initiatives are underway to expand oversight of this nascent industry, the former head of fintech at the U.K. Financial Conduct Authority writes.
(Javier Miranda/Unsplash)

CDCROP: Securities and Exchange Commission (SEC) Chair Gary Gensler testifies before the Senate Banking, Housing, and Urban Affairs Committee, on Capitol Hill, September 15, 2022 in Washington, DC.  (Kevin Dietsch/Getty Images)
Chalk and Cheese: When Crypto Assets Meet the Securities Laws
Crypto assets cannot function as they're designed to – while being securities, Lewis Cohen, co-founder of DLx Law, writes.
CDCROP: Securities and Exchange Commission (SEC) Chair Gary Gensler testifies before the Senate Banking, Housing, and Urban Affairs Committee, on Capitol Hill, September 15, 2022 in Washington, DC.  (Kevin Dietsch/Getty Images)

(K8, Unsplash)
Can Banks Issue Stablecoins?
There is no law that bans U.S. banks from issuing paper or digital private banknotes, American Institute for Economic Research senior fellow Thomas Hogan writes.
(K8, Unsplash)