Central Banks Are Privacy Providers of Last Resort

If central banks issue digital currencies, they'll be thrown into a debate about financial privacy in the modern era. Is that what they want?

Bitcoin Has American Mindshare but Few Users

The results from the Federal Reserve's annual Survey of Consumer Choice are in: Most people know of bitcoin, few are using it.

How Bitcoin Is Like Ham Radio

Bitcoin is decentralized, good in an emergency, supported by passionate fans and not likely ever to see mainstream adoption, says our columnist.

Venezuela Is a Testing Ground for Digital Dollarization (and Zelle Doesn’t Like It)

With their economy crumbling from hyperinflation, Venezuelans are finding new workarounds to get hold of digital dollars.

The $10B Stablecoin Industry Has a Fraud Problem It’s Not Addressing

If stablecoins are used for apparently illegal activity, should issuers step in to stop it? So far, they've been reluctant to do so, says our columnist.

Winners and Losers in the US’ $1,200 Check Blitz

Wealth and age determine when and how 250 million Americans get their stimulus payments, says our columnist J.P. Koning.

Why MakerDAO Should Consider Negative Interest Rates for Dai

To keep dai near its $1 peg, the Maker community should consider negative interest rates. The cost to users may be worth it, says columnist J. P. Koning.

Zero Interest Rates Could Hamper the Stablecoin Business

Zero or negative interest rates will force stablecoins to look at their fee structures and cut costs. Only the fittest will survive, says our columnist.

Bitcoin’s Ransomware Problem Won’t Go Away

By the end of 2019, at least $128 million in bitcoin had been paid to ransomware hackers. That's not good optics for a payment system.