FinCEN’s Crypto Rules Aren’t as Unfair as Jack Dorsey Says

Crypto companies complain about FinCEN's new "unhosted wallets" proposal. But the rules aren't unreasonable, says our columnist.

Druckenmiller, Jones and Bitcoin’s Perfect Trading Machine

Speculators like Stanley Druckenmiller and Paul Tudor Jones love to play the game. Just don't pin them down to a side, says our columnist.

We Don’t Need the OCC’s ‘Political Discrimination’ Rule

A proposed OCC rule would stop banks from using political criteria in lending. But with depoliticized funding vehicles now available, it's not necessary, says our columnist.

The Dark Future Where Payments Are Politicized and Bitcoin Wins

If the payments system ever becomes seriously politicized, Bitcoin's apolitical nature could become more appealing. But that's not a scenario worth looking forward to.

In the CBDC Race, It’s Better to Be Last

As countries like China and Sweden rush to develop digital currencies, the U.S. can afford to take its time.

Ban All Ransomware Payments, in Bitcoin or Otherwise

The U.S. Treasury Department has outlawed certain ransomware payments. If it was serious, it would go further, says our columnist.

MakerDAO’s Embrace of Centralized Stablecoins Offers Risks and Rewards

MakerDAO's ingestion of centralized stablecoins may help maintain a $1 peg. But it could also invite more regulatory scrutiny.

The Standard About to Revolutionize Payments

Changing the standard way financial institutions communicate changes everything.

You Think Crypto Isn’t Ready to Be Money? Consider the Coin Shortage

If the United States had a digital dollar, we wouldn't need to worry about a lack of coins at retailers like Target and Kroger.