U.CASH is a peer-to-peer network of retail service providers (converters) combined with online and mobile applications (apps) targeted towards financial services and inclusion. It allows any person in the world to access bank-like services without the actual need to interact with a banks.

The U.CASH (UCASH) token is a universal access key which gives users access to services on the Ucash network as well as advanced functionalities. This token will be distributed using an Initial Bounty Offering (IBO) model to enable more equitable access. Initially, UCASH will be created and distributed during the IBO period using the ERC20 standard on top of the Ethereum blockchain. Once the IBO is concluded, U.CASH will also create the equivalent amount of UCASH on various blockchains including Bitcoin and others.