The problem that SCFI project is trying to solve in the current market is that even the biggest exchanges have to pay high fees to transfer ERC20-based tokens (such as USDT, BNB, etc.) to their main wallets first and then to their users wallets, and therefore they pay two times (double) fees.
With a wallet that we will develop further or add to existing SCFI, using the Alphanumeric memo will allow major exchanges to reduce their costs automatically by 50% without having to take the second step.

Semi Centralized Finance combined the "Yield Farming and Governance" mechanism with the "Central Finance" and the "Pool System" mostly focusing on reducing the gas fee. For example, if the user is farming X tokens, he should pay gas fee's separately for each reward. But in the Semi Centralized Finance system, users can request SCFI withdrawal after reaching a certain limit and should pay this fee only 1 time for each withdrawal instead of paying for each reward.

Because of bot at uniswap, SCFI had to be forked to SCFI v2.