Lumia (LUMIA) is a cryptocurrency that operates on a modular Layer 2 (L2) blockchain focused on integrating Real-World Assets (RWAs) into decentralised finance (DeFi). Lumia's ecosystem is designed to bridge the gap between traditional assets like real estate, commodities, and art with the digital world, providing deep liquidity and capital efficiency. The project employs advanced cryptographic techniques, including zkEVM (zero-knowledge Ethereum Virtual Machine) technology, to ensure scalability, security, and compliance on its network​.

LUMIA, the native token of the Lumia network, serves several purposes within the ecosystem. It is used to pay for transaction fees and node operations across the Layer 2 network. Furthermore, LUMIA is involved in governance, allowing token holders to participate in decision-making processes related to network upgrades and protocol adjustments. Additionally, the token facilitates the liquidity management system of Lumia Stream, which aggregates liquidity from centralised and decentralised exchanges (CEXs and DEXs).

Lumia was developed by a diverse team of professionals from both the blockchain and traditional finance sectors. Key contributors include Kal Ali, Alexey Koloskov, and Yanush Ali, who have been instrumental in building the project's infrastructure. Lumia has also formed strategic partnerships with organisations like Polygon and GatewayFM to enhance its data availability and liquidity management through its HyperNodes.