InsurAce.io is a decentralized protocol that provides coverage protection for blockchain users. It adopts a portfolio-based approach and aims to maximize value for its users by freeing up limitations through crypto security. The protocol is permissionless, easy to access, and can be used with a variety of currencies. Users do not need to hold $INSUR tokens, but cover purchasers receive them and governance power. The InsurAce protocol is available on Ethereum, BSC, Polygon, and Avalanche network.