Question 1

What is EURØP (EUROP)?

Accepted Answer

EURØP is a euro‑denominated electronic money token designed for on‑chain payments and settlement. It is issued by Schuman Financial SAS in France with group headquarters activities in Switzerland. Each token is intended to be fully backed by euro reserves held in safeguarded accounts or short‑dated, high‑quality liquid instruments, with a contractual right to redeem at par value in euros subject to standard onboarding and compliance. The project aligns its structure with the European regulatory category for electronic money tokens and is built to operate across multiple public networks.

Question 2

What is EURØP (EUROP) used for?

Accepted Answer

- **On‑chain payments and settlement**: a euro unit of account for peer‑to‑peer transfers, merchant payments, and cross‑border operations  
- **DeFi integrations**: a euro leg for trading pairs, liquidity provision, and lending where supported by venues and protocols  
- **Institutional treasury**: programmable euro liquidity for invoicing, payroll, and reconciliation in enterprise workflows  
- **Remittances and OTC**: near‑instant transfer with blockchain auditability, subject to venue and jurisdictional rules.

Question 3

Who created EURØP (EUROP)?

Accepted Answer

EURØP is issued by Schuman Financial SAS. The management includes Martin Bruncko as president and Nicholas Pouzin as chief executive officer. The group develops the token and its primary‑market processes, while relying on regulated banking partners for reserve custody and payments infrastructure.

Question 4

Technical architecture

Accepted Answer

- **Networks**: deployed on multiple chains including Ethereum, Polygon, Arbitrum, Avalanche, Base, Tezos, and XRPL  
- **Token standards**: ERC‑20 and chain‑equivalent standards for broad wallet and protocol compatibility  
- **Mint and burn**: issuance against verified fiat inflows and burning on redemption to support a 1 to 1 design  
- **Key management**: multisignature controls over mint and burn functions with change‑management procedures for contract upgrades  
- **Compliance tooling**: address controls such as freeze and blacklist functions to meet court orders or sanctions requirements, applied under defined policies  
- **Security reviews**: independent audits of smart contracts and ongoing monitoring of treasury and operational keys.

Question 5

Reserves, redemption, and transparency

Accepted Answer

- **Backing**: reserves targeted at 100 percent of circulating tokens in segregated accounts and permitted low‑risk instruments  
- **Par redemption**: primary‑market clients, once onboarded, may redeem tokens for euros at par value through the issuer’s process  
- **Reporting**: periodic reserve attestations and public contract addresses per network to support verification by integrators and users  
- **Operational safeguards**: multi‑bank arrangements, reconciliation procedures, and incident response runbooks to reduce single‑point failures.


EUROP	ERC20	ETH	0x888883b5F5D21fb10Dfeb70e8f9722B9FB0E5E51	2024-06-22
EUROP	ERC20	POL	0x888883b5f5d21fb10dfeb70e8f9722b9fb0e5e51	2024-06-22
EUROP	XRP	XRP	rMkEuRii9w9uBMQDnWV5AA43gvYZR9JxVK	2025-05-09
EUROP	ERC20	AVAX	0x8835a2f66a7aaccb297cb985831a616b75e2e16c	2025-04-16
EUROP	ERC20	XPL	0x98658bd74ef231158cadc21d8aba733a4e947e6a	2025-12-11
EUROP	SPL	SOL	euro5sNHrZC2wu2RoLvy6xxoVMc3Qnd1vjxoWf4MftA	2026-03-16