Question 1

What is EURØP (EUROP)?

Accepted Answer

EURØP is a euro‑denominated electronic money token designed for on‑chain payments and settlement. It is issued by Schuman Financial SAS in France with group headquarters activities in Switzerland. Each token is intended to be fully backed by euro reserves held in safeguarded accounts or short‑dated, high‑quality liquid instruments, with a contractual right to redeem at par value in euros subject to standard onboarding and compliance. The project aligns its structure with the European regulatory category for electronic money tokens and is built to operate across multiple public networks.

Question 2

What is EURØP (EUROP) used for?

Accepted Answer

- **On‑chain payments and settlement**: a euro unit of account for peer‑to‑peer transfers, merchant payments, and cross‑border operations  
- **DeFi integrations**: a euro leg for trading pairs, liquidity provision, and lending where supported by venues and protocols  
- **Institutional treasury**: programmable euro liquidity for invoicing, payroll, and reconciliation in enterprise workflows  
- **Remittances and OTC**: near‑instant transfer with blockchain auditability, subject to venue and jurisdictional rules.

Question 3

Who created EURØP (EUROP)?

Accepted Answer

EURØP is issued by Schuman Financial SAS. The management includes Martin Bruncko as president and Nicholas Pouzin as chief executive officer. The group develops the token and its primary‑market processes, while relying on regulated banking partners for reserve custody and payments infrastructure.

Question 4

Technical architecture

Accepted Answer

- **Networks**: deployed on multiple chains including Ethereum, Polygon, Arbitrum, Avalanche, Base, Tezos, and XRPL  
- **Token standards**: ERC‑20 and chain‑equivalent standards for broad wallet and protocol compatibility  
- **Mint and burn**: issuance against verified fiat inflows and burning on redemption to support a 1 to 1 design  
- **Key management**: multisignature controls over mint and burn functions with change‑management procedures for contract upgrades  
- **Compliance tooling**: address controls such as freeze and blacklist functions to meet court orders or sanctions requirements, applied under defined policies  
- **Security reviews**: independent audits of smart contracts and ongoing monitoring of treasury and operational keys.

Question 5

Reserves, redemption, and transparency

Accepted Answer

- **Backing**: reserves targeted at 100 percent of circulating tokens in segregated accounts and permitted low‑risk instruments  
- **Par redemption**: primary‑market clients, once onboarded, may redeem tokens for euros at par value through the issuer’s process  
- **Reporting**: periodic reserve attestations and public contract addresses per network to support verification by integrators and users  
- **Operational safeguards**: multi‑bank arrangements, reconciliation procedures, and incident response runbooks to reduce single‑point failures.

#	Instrument	Exchange	Benchmark Score	Price	24h Change	24h Volume	24h Trades	24h Open	24h High
1	EUROP-EUR EUROPEUR	kraken	AA	1.00EUR	0.00%	5,087.62EUROP	27	1.00EUR	1.00EUR
2	EUROP-USDC EUROPUSDC	kraken	AA	1.12USDC	0.00%	0EUROP	0	1.12USDC	1.12USDC
3	EUROP-USD EUROPUSD	kraken	AA	1.11USD	0.16%	12.07EUROP	5	1.11USD	1.11USD
4	EUROP-EUR EUROP-EUR	bitvavo	B	0.9991EUR	0.01%	633.34EUROP	11	0.9990EUR	1.00EUR
5	EUROP-EUR EUROPEUR	bit2me	B	0.9998EUR	0.00%	0EUROP	0	0.9998EUR	0.9998EUR
6	EUROP-USDC EUROPUSDC	bit2me	B	1.12USDC	0.00%	0EUROP	0	1.12USDC	1.12USDC