CREDIT is a decentralized cryptocurrency token used by the Terra platform. CREDIT facilitates online and physical payments across different devices and is designed to be simple and relevant to anyone with a basic computer or smartphone.

At its core, CREDIT employs Proof of Stake (PoS) which allows any user to become a block producer.

SIR TERRA is the foundation which has designed 'CREDIT' coins to offer fast and free blockchain based payments.