The US Risks Getting Left Behind on CBDCs

The Federal Reserve's “wait and see” approach to digital currency could deprive the U.S. of important fiscal and monetary tools as its rivals move ahead.

CBDCs Mean Evolution, Not Revolution

Central bank digital currencies can help create a more inclusive financial system, says the innovation chief at the Bank for International Settlements.

A Day in the Life of the Splinternet

Cypherpunk historian Finn Brunton imagines a future where there are many internets, each making demands on your attention.

Cryptocurrency Is Just a Minor Threat to the State

States still have the armies, the police and – on a good day anyway – democratic legitimacy. All of that still matters, and will for a long time.

Decentralized Data Storage’s Only Competition Is the Public Cloud

Ben Golub, CEO of Storj, sends a complimentary note to Filecoin. Competition is good and so is countering the extreme concentration of cloud storage.

How DeFi Can Avoid the Irrelevance of P2P Lending and Crowdfunding

To avoid the fate of other p2p projects, DeFi protocols need incentives and feedback loops so users choose open-source over closed systems.

Money Reimagined: How Ethereum 2.0’s ‘Lockup’ Will Drive DeFi Innovation

As Ethereum's 2.0 upgrade locks up serious ether volume, we're likely to see financial ideas that unlock value without undermining mission.

Five Machine Learning Methods Crypto Traders Should Know About

Quantitative crypto finance has a wide array of machine learning techniques to call on. Here are five, explained for their characteristics.

China’s Digital Yuan Blurs the Lines Between CBDCs and Crypto

An in-depth analysis of China's digital yuan project reveals more similarities to crypto than you might think. Upshot: seismic disruption to the financial system.