Open Finance Is Better Than Broken Finance

Traditional financial services fail to meet the core needs of a global economy. DeFi is not perfect but it's for everyone.

The Dark Future Where Payments Are Politicized and Bitcoin Wins

If the payments system ever becomes seriously politicized, Bitcoin's apolitical nature could become more appealing. But that's not a scenario worth looking forward to.

What the History of Airlines Tells Us About Blockchain Commerce

The ability to represent all industrial capacity as tokens on a blockchain will have huge implications for resource use, says our columnist.

The Smart Money Economy

Digital money in a crypto wallet is only the first step. The bigger shift is a new software economy anchored in programmable blockchains.

Why Bitcoin Thrives (and Why It Won’t Replace the Dollar)

A world in which bitcoin becomes the global reserve currency is a world many of us would not want to live in.

Crypto Execs Need Liability Insurance

When crypto companies are denied liability insurance, they are disincentivized from innovating.

Data Is Labor: Why We Need Data Unions

It's time to unionize and take back the wealth created by personal data, says a leading activist.