RAI Finance is a protocol designed to provide DeFi with a wider range of assets, a higher amount of liquidity, and a diverse set of financial use cases. When this feature set is combined with the cross-chain compatibility of the Polkadot ecosystem, it eliminates fragmentation across the existing DeFi ecosystem by bringing a complement of new assets and a higher amount of liquidity to decentralized finance.

RAI, the native token for RAI Finance is an essential component of the protocol and employs many functions in the ecosystem. The following utilities reflect the current status of the token that can be subject to change based on future governance proposals.