Stably USD (USDS) is a fiat-collateralized stablecoin created by Stably. Each Stably USD token is legally backed and redeemable for a US Dollar held in escrow accounts managed by Stably's regulated trustees, such as Prime Trust. To provide a complete and up-to-date level of transparency, Stably provides a view of its reserve balance in real-time via a live feed from the API of its reserve holders. Independent third-party Cohen & Co. also provides regular attestations on the Stably USD reserve balance. By making Stably USD redeemable and pegged 1-to-1 with US dollars, it virtually eliminates volatility while still retaining many useful characteristics of a cryptocurrency - including fast transaction speed, anonymity, and immutability.

Although 'USDS' was the ticker assigned at the deployment of the Stably USD Token's smart contract, it is already in use by another asset that has a larger market presence and higher trading volume on major exchanges. Due to this pre-existing association and to avoid confusion in the marketplace, the alternative ticker 'USDSTABLY' has been adopted for this token. This designation is specifically used to ensure that assets are distinctly identified.