NLW is joined by Ram Ahluwalia, CEO of Lumida Wealth Management. In this conversation, they discuss:

  • The fall of Credit Suisse
  • The Federal Reserve’s new Bank Term Funding Program and whether it’s inflationary
  • Why this crisis is currently deflationary

And more.

“The Breakdown” is written, produced and narrated by Nathaniel Whittemore aka NLW, with editing by Michele Musso and research by Scott Hill. Jared Schwartz is our executive producer and our theme music is “Countdown” by Neon Beach. Music behind our sponsor today is “Foothill Blvd” by Sam Barsh. Image credit: Douglas Rissing/Getty Images, modified by CoinDesk.

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Join the most important conversation in crypto and Web3 at Consensus 2023, happening April 26-28 in Austin, Texas. Come and immerse yourself in all that Web3, crypto, blockchain and the metaverse have to offer. Use code BREAKDOWN to get 15% off your pass. Visit