CoinDesk - Unknown

Unraveling the Digital Currency Landscape With Riccardo Ricchi

Insights from the Expert: Join the Head of Policy and Government Relations at The Payments Association as he sheds light on the diverse world of stablecoins, cryptocurrencies, and CBDCs and the critical implications of data privacy and surveillance practices in a digitized monetary landscape.

May 19, 2023

This episode is sponsored by EY.

Join Michael Casey and Sheila Warren on this episode of “Money Reimagined,” as they delve into the multifaceted world of digital money and explore the intricate dynamics that shape its scene with Head of Policy and Government Relations Riccardo Ricchi of The Payments Association located in the UK.

Together they unravel the differences between stablecoins, cryptocurrencies, and CBDCs, shedding light on the diverse forms of digital currencies that exist. Data privacy and surveillance concerns take center stage as they discuss the implications of a digitized monetary system on personal information and surveillance practices. Their conversation will take you on a journey through the evolution of Bitcoin and stablecoins, recognizing their significance as the next generation of money.

Finally, the role of regulation is examined in embracing programmable digital assets and the challenges and opportunities it presents in this ever-evolving financial landscape.

Join us as we explore these thought-provoking topics and navigate the exciting future of digital money.


Introduction to, central bank digital currencies, stablecoins and crypto. (0:00)

Innovation is unstoppable, it's happening. (2:44)

Differences between stablecoins, CBDCs and crypto. (8:06)

Programmable money and digital money. (13:48)

The conflation of programmable money. (16:21)

The idea of choice in India. (22:55)

The impact of CBDCs on banks. (27:29)

Banking disintermediation. (29:36)

The Policy Crisis. (33:08)


Article from CD:

Money Reimagined has been produced and edited by senior producer Michele Musso and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach.

From our Sponsor:

EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at