Singapore-based Credmark (originally called Graychain) was founded in 2018 by Paul Murphy  and Neil Zumwalde, veterans of software engineering, busines systems development and AI applications, to provide credit data for the crypto lending industry. 

In early 2020, Credmark rebranded to its current name and moved its headquarters from Hong Kong to Singapore. 

It currently works with nine different blockchains to provide insight that minimizes credit risk while speeding up business transactions, and leverages AI to build prediction models. 

The company currently offers three products – Credmark Wealth, Credmark Clear and Credmark Clear for Business – which help crypto businesses, lenders and investors evaluate the value of digital asset holdings on a company’s or address’ overall net worth and creditworthiness.

It also produces the quarterly overview of the lending industry, which provides a compilation of industry data with analysis and commentary.