Marcelo M. Prates

Marcelo  Prates

Marcelo M. Prates, a CoinDesk columnist, is a central bank lawyer and researcher.

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(Nikhilesh De/CoinDesk)
The Catch-22 of U.S. Crypto Regulation
The SEC is asking crypto and fintech firms to do the impossible. Only Congress can stop that, Marcelo M. Prates writes.
(Nikhilesh De/CoinDesk)
Money, cash, payment, paid, corruption, business concept, corruption concept
How Tokenized Assets Can Replace Money
And why universal payments using fractionized assets is unlikely to happen soon, says Marcelo Prates.
Money, cash, payment, paid, corruption, business concept, corruption concept
(erin mckenna/Unsplash)
Monetary Weapons: 4 Lessons from Canada and Russia
The traditional financial system is a tool that can be used both against fellow citizens and despicable enemies.
(erin mckenna/Unsplash)
(NeONBRAND/Unsplash)
Inside the DeFi Vending Machine
Finance is on the point of mass-market automation.
(NeONBRAND/Unsplash)
(Dan Dennis/Unsplash)
You Can’t Use a Trillion-Dollar Coin
It isn’t just a cute but faulty idea. It’s worthless.
(Dan Dennis/Unsplash)
Randal Quarles, vice chairman for supervision of the Federal Reserve Board.
Stablecoins Risk a Rerun of Financial Crises Past
We shouldn't ignore the risks that stablecoins potentially pose to the financial system, says our columnist.
Randal Quarles, vice chairman for supervision of the Federal Reserve Board.
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Moving on From Good-Bad Crypto Dialogue
Central banks should welcome competition from crypto and the crypto industry should be less defensive, says our columnist.
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The Bank of England
No Reason to Fear Central Bank Digital Currencies
Fears that CBDCs could cause financial instability and increase surveillance are misplaced, says our columnist.
The Bank of England
U.S. border at El Paso, Texas.
The Real Trouble With Cross-Border Payments
Blame governments, not technology, for costly and inefficient international payments. But private cryptocurrencies could help.
U.S. border at El Paso, Texas.
The Marriner S. Eccles Federal Reserve building in Washington, D.C.
Into the Money-verse: Central Banks Under Siege in 2028
It's 2028. Once-dominant sovereign currencies face intense competition. Meanwhile, someone is attacking the Fed's e-Gov platform.
The Marriner S. Eccles Federal Reserve building in Washington, D.C.