DeFi Will Decentralize the Enterprise

The real innovation of decentralized finance (DeFi) is decentralization, not finance, our columnist says.

NFTs Can Bring the Real World On-Chain

NFTs are the first wave of real-economy “e-commerce” transactions on public blockchains, says our columnist.

How to Bring Off-Chain Assets to DeFi

Institutions are interested in DeFi for off-chain assets, such as real estate. Here, from our columnist, are some issues they might consider.

Why I’m Long Crypto, Short DLT

"Too many champions of crypto want to be the epicenter of decentralization," says our columnist.

Banks Need to Adopt Crypto, Now

Resistance is futile and the time for doing nothing with crypto was two years ago, not today, says our columnist.

Bitcoin Is Good for PayPal, but Is PayPal Good for Bitcoin?

PayPal's embrace of crypto brings a potential 345 million people into the ecosystem. But where banks go, regulators follow.

In Fintech, Fiat and Crypto Worlds Are Converging

Crypto firms and banks are partnering at scale, part of the broader democratization of payments systems around the world.

4 Ways COVID-19 Will Bring Banks and Regulators to Crypto

Consensus:Distributed speaker and CoinDesk columnist Ajit Tripathi argues the pandemic will normalize the use of CBDCs and cryptocurrencies.

4 Reasons Central Banks Should Launch Retail Digital Currencies

Central banks have four good reasons to adopt digital currency: financial stability, identity management, inclusion and consumer protection.